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A-rated Liability, Property and Ransomware Coverages.

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The Most Competitive Water Utility Insurances in the market

Insurance Carriers are tightening coverage terms and increasing premiums nationwide for water and wastewater districts and for their contractors. WaterColor Insurance Management, the US’s longest-established water treatment underwriter, has responded with new solutions to deliver to NRWA Members and to Members of the NRWA’s State Affiliates, the lowest-cost, industry-specific coverages. WaterColor has the underwriting authority and the access to multiple A-rates carriers to quickly & professionally provide to you, in 50 states and Canada, the broadest policies at the lowest premiums.

Our minimum premium is $1,000.

Water & Sewer Supplemental Application

Who We Insure

Watercolor Insurance’s Clients include:

  • Rural & Small Municipal Water & Wastewater Districts – All States & Canada (up to 5,000 connections.)
  • Water and Wastewater Contractors and Subcontractors
  • Scientists, Engineers, Designers & Consultants
  • Manufacturers, Suppliers & Distributors of Water Treatment
    Equipment & Chemicals
  • Groundwater Drillers, Potable Water Suppliers, and Septic &
    Sewer Contractors
  • Water and Wastewater Testing Laboratories

Coverages We Offer

Our Offerings Include:

  • General Liability, Products & Completed Operations, Errors &
    Omissions and Pollution Liability
  • Ransomware
  • No Contaminants Exclusions e.g., Lead, Legionella & other Pathogens, Radon, PFAs, Corrosives, etc.
  • Commercial Auto & Non-Owned Auto
  • Pollution: On-site, Off-site & in Transit, up to $25m
  • Property, Inland Marine, and Equipment Breakdown
  • Employee Fidelity, Cyber Extortion and Cyber Theft
  • Workers Compensation

Helping You Understand, Manage Risk

Our risk management expertise is unrivaled when it comes to helping our clients understand, manage and prevent accidents and injuries. We will protect you against lawsuits as well as for personal injury and property damage claims. We offer onsite loss control surveys for all risks at no cost. We provide safety advice and guidelines and we will consult with you on your client contract management terms such as hold harmless, additional insured and pay-on-behalf clauses. In addition, our loss-handling expertise runs deep, having been on the front line of water business claims for more than three decades. Our defense costs coverage is unlimited.

Call Us for a Consultation

If you have any questions please don’t hesitate to contact us at 256-260-0412 or at info@watercolormanagement.com. We also invite you to look at some of our recent successes to see the depth and breadth of our capabilities and how we might serve you best.