Necessary Coverage for Sewer & Septic Tank Installers
November 28, 2018
More than 21 million American households use septic tanks instead of public sewers, according to 2015 data from Circle [...]
Learn MoreThe Groundwater Industry Requires Specialized Coverage
November 14, 2018
On Dec. 30, 2014, the Wisconsin Supreme Court declared in the court case Wilson Mutual v. Falk that bacteria [...]
Learn MoreThe Benefits of a Specialized Water Treatment Insurance Program
October 17, 2018
For any business that works within a specialized niche or industry, it’s important to have specialized, personalized insurance coverage. [...]
Learn MoreProject Aggregates for Both Primary and Excess Coverage
October 3, 2018
Insurance policies have something that is referred to as aggregates. This is most that the insurance policy has available [...]
Learn MoreWhy You Should Increase Your Deductible, or Even Form Your Own Captive
September 26, 2018
Insurance policies contain the equivalent to a 40 percent tax in their premium. This tax provides profit and expenses [...]
Learn MoreWhat to Do in the Event of a Liability Claim or Suit for Damages
September 12, 2018
Your insurance policy is a unique contract between you and the insurance company. Your obligation to that agreement is [...]
Learn MoreReducing Your Subcontractor Risk
August 29, 2018
You may use others to do work or provide services on your behalf, as an independent or subcontractor. This [...]
Learn MoreProtecting Your Business Against Cyber and Employee Crime
August 15, 2018
Cyber attacks and breaches can easily lead to potentially catastrophic losses for you and your business. There are three [...]
Learn MoreLead, Pesticides and Your Insurance
July 25, 2018
Every conventional commercial liability policy specifically excludes lead and pesticides from coverage. They are either excluded as a pollutant [...]
Learn MoreExcess Liability Coverage: Not All Policies Are the Same
July 12, 2018
The insurance industry provides primary and excess liability for the water treatment industry. A primary policy is one that [...]
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